figuresmate editorial

Articles and analysis

Independent writing on calculation methodology, Australian financial mechanics, and the engineering philosophy behind figuresmate.

30 September 2026

The RBA raised rates by 0.25 percentage points. What does that actually do to your home loan?

On 29 September 2026, the Reserve Bank of Australia lifted the cash-rate target to 4.60%. Here is what a 0.25 percentage-point increase actually does to monthly repayments on existing Australian home loans.

Home LoansInterest RatesRBAAustralian Finance

17 August 2026

Why figuresmate exists: Australian financial calculators without the sales pitch

A financial calculator should just give you the numbers. Too often, it's the top of a mortgage broker's lead-gen funnel. figuresmate shows where every rate comes from and stays out of your way.

PhilosophyTransparencyPrivacyAustralian Finance