Effective date and acceptance
These terms take effect on .
By accessing figuresmate.fyi, you accept these Terms of Service. If you do not accept them, do not use the site.
What figuresmate provides
figuresmate hosts Australian financial calculators. They apply statutory rates, thresholds, and standard mathematical formulas to inputs you provide and return an estimate. The site also provides brief explanatory content.
Not financial or tax advice
Nothing on figuresmate is financial-product, tax, legal, or other professional advice. Calculators provide general information based on your inputs and the statutory data named in their disclosures.
- Home-loan and investment-growth calculators operate under the ASIC Generic Calculators Instrument 2026/41, opens in a new tab. They do not account for your objectives, circumstances, or needs.
- Income-tax and HECS/HELP calculators sit outside the financial-product advice regime. They are general information about Australian tax law and do not replace a registered tax agent or tax assessment.
Do not make financial, tax, or legal decisions based on figuresmate alone. Consult an appropriately qualified professional for your situation.
Accuracy and currency
We make reasonable efforts to keep statutory data current, including an annual review. Law and regulation can change at any time, and updates may lag. We do not warrant that figuresmate is complete, current, or error-free. Verify important figures against the ATO or a qualified adviser before acting.
Limitation of liability
To the maximum extent Australian law permits, figuresmate, its operator, and associated parties exclude liability for loss, damage, cost, or expense arising from use of or reliance on the site. Where liability cannot be excluded, it is limited at our option to resupplying the relevant service or its reasonable cost.
Nothing in these terms excludes rights under the Australian Consumer Law that cannot be excluded by agreement.
Intellectual property
The figuresmate name, brand, design, and original written content belong to the operator. Statutory data from sources such as the ATO and RBA is public information.
You may view, share, and reference site content for personal, non-commercial purposes. You may not redistribute it in bulk, scrape the calculators, or present the content as your own.
External links
figuresmate links to external sources including the ATO and RBA. We do not control those sites or accept responsibility for their content, accuracy, privacy practices, or availability.
Acceptable use
You agree not to:
- Use figuresmate in a way that breaches Australian law.
- Attempt unauthorised access to the site's infrastructure.
- Automate repeated requests in a way that disrupts the service.
- Misrepresent figuresmate or its content.
Modifications and termination
We may change these terms or the site at any time. Current terms remain available here. We may suspend or discontinue the site without notice; continued use after an update constitutes acceptance of the revised terms.
Governing law and jurisdiction
These terms are governed by the laws of Victoria, Australia. You and we submit to the exclusive jurisdiction of the courts of Victoria and the Commonwealth of Australia in connection with these terms.
Contact
Questions about these terms: contact@figuresmate.fyi